| Returning to college seemed like a good | | | | debt management help that is available. |
| idea to help me find a new career, but | | | | We sort advice from our local citizens |
| it led to financial strain and the need | | | | advice and found a debt management |
| for debt management help. | | | | company and began talking to their |
| I have been working in a | | | | advisors. They were very understanding |
| factory most of my life and I know that | | | | about all the stress and pressure we |
| I am getting on in years. So I decided | | | | were under. Together we worked out a |
| to go back to college and learn a new | | | | plan that made it easy for us to get |
| trade that would allow me to make a | | | | caught up on our bills. We consolidated |
| living outside a factory. After all, I | | | | all our loans to start with. |
| am not as young as I used to be and I | | | | This allowed us to save a lot of money |
| needed to have an option. So I took out | | | | from what we had been paying out each |
| some loans and went to college full-time | | | | month. The money we saved each month |
| to learn about computers. | | | | made it easier for us to get our bills |
| Then I went out into the real world to | | | | paid on time. Getting our bills paid on |
| find work and I was not making as much | | | | time saved us more money because of all |
| as I was in the factory. I know I will | | | | the extra fees we were not paying out to |
| make more later, but starting out is | | | | others. This made it possible for us to |
| really hard and the bills are starting | | | | get caught up and begin paying off our |
| to pile up. I am working hard and so is | | | | debt instead of only going deeper into |
| my wife and we are just not making ends | | | | debt. |
| meet. We are getting late notices and my | | | | The debt management advisors gave us the |
| loans are now getting in arrears. | | | | help we needed to be able to take |
| This debt load is getting to us and it | | | | control of our lives again. Now I am |
| is become a burden on our family. The | | | | making more money in my new career and |
| debt collectors are calling and we want | | | | our debt is far lower than it was |
| to hide from the phone. The late notices | | | | before. We can now enjoy the benefits |
| just keep coming and a friend suggests | | | | that come with the increase in the money |
| that we need debt help. We look at him | | | | that I have coming in. Just remember |
| and ask what he means by debt help, is | | | | that if you are feeling stressed out and |
| he willing to pay some of our bills? Of | | | | depressed because of your finances, |
| course not but he began to explain about | | | | there is debt management help available. |