| debt load is getting to us and it is become a burden | | | | we had been paying out each month. The money we |
| on our family. The debt collectors are calling and we | | | | saved each month made it easier for us to get our |
| want to hide from the phone. The late notices just | | | | bills paid on time. Getting our bills paid on time saved |
| keep coming and a friend suggests that we need | | | | us more money because of all the extra fees we |
| debt help. We look at him and ask what he means | | | | were not paying out to others. This made it possible |
| by debt help, is he willing to pay some of our bills? Of | | | | for us to get caught up and begin paying off our |
| course not but he began to explain about debt | | | | debt instead of only going deeper into debt. |
| management help that is available. | | | | The debt management advisers gave us the help we |
| We sort advice from our local citizens advice and | | | | needed to be able to take control of our lives again. |
| found a debt management company and began | | | | Now I am making more money in my new career |
| talking to their advisers. They were very | | | | and our debt is far lower than it was before. We can |
| understanding about all the stress and pressure we | | | | now enjoy the benefits that come with the increase |
| were under. Together we worked out a plan that | | | | in the money that I have coming in. Just remember |
| made it easy for us to get caught up on our bills. We | | | | that if you are feeling stressed out and depressed |
| consolidated all our loans to start with. | | | | because of your finances, there is debt help available. |
| This allowed us to save a lot of money from what | | | | |