Romania: Investing in a Land of Unexpected Opportunity

I have to admit it. I had almost no knowledge of thethe impressive Carpathian Mountain range in the fairy
country of Romania just five short years ago, whentale land of Transylvania. In between is just about a
I came here for the first time. What came to mylittle of everything else, from natural healing springs,
mind were images of Dracula, Frankenstein, andto flatlands highly suitable for agricultural use, to a
under-cared for orphaned children, the kind that werehost of medieval and modern cities such as Sibiu, Cluj,
featured in fund-raising specials that appeared onBrasov, and Timisoara, which is perhaps the most
television when I was a kid. At least I can say that IWesternized of all Romanian cities.I spoke with a
knew for sure that it existed, and so did it's provincenumber of real estate experts about what the best
of Transylvania. That's partially contrary to what Ispeculations for the real estate investor would be,
was taught in elementary school, by the way, whenasking questions like cost of entry, minimum length of
our teacher assured us that Transylvania was only atime for investment to mature, etc. All seemed to
storybook land and therefore we need not beagree that land, all over the country, was the best
frightened that the horrible creatures that inhabit itbet. Only one problem though. Foreigners can't own
actually exist!Today, five years later, I have aundeveloped land without an attached
radically different and much more well-informeddwellingHowever, I discovered a loop-hole that not
view of Romania. The things that used to come toonly allows the foreign investor to own land but also
mind about this country,to diversify his investment portfolio, if he wishes, and
rarely do anymore. When I think back about my oldinvest in the the three hottest areas of Romanian
preconceptions of Romania,real estate at the same time - land, homes, and
it never ceases to take me aback the greatoffice space. It's called a REIT- Real Estate
difference between the infamousInvestment Trust.A REIT is a security that sells like a
legends and surprising reality about this country.Now,stock on the major exchanges and invests in real
instead, I am captured by many of the same thingsestate directly, either through properties or
that ancient Roman emperors like Cesar andmortgages.REITs receive special tax considerations,
Napoleon found so alluring about this place. (Romaniaand typically offer investors high yields as well as a
was a part of the Roman Empire and takes it namehighly liquid method of investing in real estate.
from the Latin word for Rome.) From incredibleThe REIT concept is in action in Romania by a
natural resources to majestic mountain and seasidereputable American firm and is designed specifically
landscapes, Romania is a place that has a little offor the purpose of enabling foreign investors to have
everything you would find elsewhere and a numberthe opportunity to invest in Romania's greatest real
of things you can't find anywhere else. And as forestate opportunity (land) and to diversify their real
Transylvania, my teacher was right on one point - itestate portfolio, even with minimum funds for
is a storybook land- but, on the contrary, for it'sinvestment. (The usual entry investment is 25,000
beauty and that of it's people.Ultimately as concernsEuro.) Investors should be willing to hold there money
Romania though, the most important discovery Iin the portfolio for about 5 years. The yearly gains
made in my search for the truth about this land ofover that period of time are expected to be quite
legends, is the tremendous real estate investmentsignificant and investors who currently have invested
potential that exists here.Romania presents thein an REIT have already made considerable returns
investor with an exceptional opportunity to benefiton their investment.A more explanatory overview is
from the ascension of an eastern block country toavailable for those interested.Another promising
the European Community. The timetime line thisdevelopment for Romanian real estate is created by
opportunity, however, is limited. Romania is one ofthe construction of a new 2 billion EURO
the last European countries in ascension talks withsuper-highway being realized with the financial backing
the EU and it is projected to enter in either 2007 orof the EU. This new super-highway built with the
2008. The expectation around this hallmark event hastechnology of the American firm contracted to
resulted in much needed economic and governmentcomplete it by the year 2010-12 will dramatically
reform, making conditions more suitable for foreignchange the face of Romania. It will cut the travel
investment.The pre-ascension excitement has alsotime between Bucharest and major European cities
given way to a dramatic increase in real estate pricesdown significantly and literally create new major
in recent years, especially in major cities and touristdestinations in Romania, overnight. Cutting through
areas. For example, a friend of ours bought athe Western portion of the providence of
2-bedroom apartment in central Bucharest in earlyTransylvania, numerous towns and potential resort
2002 for $25,000 USD. Today his apartment is valueddistricts abounding in raw natural beauty with
at 75,000 EURO ($100,000 USD) and the amount ofmountains, springs, and rivers will suddenly be
interested buyers is more then sufficient.So much so,centrally located. Rather then remaining isolated,
that potential buyers have actually postedsomewhat hard-to-reach hidden treasures, these
advertisements on the entry door to his apartmentgems of Mother Nature will now be as close as turn
building stating that they are eagerly looking to buyon the off-ramp. Truly, many of these locations
an apartment in the building or a nearby one. Thissurpass the potential found in the current tourist
friend of ours can choose to sell his apartment todayareas that are easier to reach.
at a significant profit or hold on to it until closer to.The ability to start an inn or bed & breakfast in one
the actual ascension of Romania to the EU, allowingof these areas is ripe. We even know of a top
him to benefit from the greatest possibleBucharest hotel chef ready to pack his bags and
appreciation in value of his property. During the meancommit his energy to starting a restaurant in one of
time, he could continue to rent out the apartment atthese new destinations for a small piece of the
700 EURO ($890 USD) a month or get in on thepotential profit he believes it will yield. Those who are
burge oning short-term rental market which offers anin Romania, know the market, and have seen what
alternative to the over-priced hotel room rates in thehas happened thus far, have little doubt what the
city, and with a pretty good occupancy rate, rentfuture will yield and are ready to do almost anything
the apartment on a daily or weekly basis at 50 Euroto get in on the action.
per night.Our friend is just one of countless foreignFor those who are looking to relocate, the
citizens and Romanians who have already profitedopportunities likewise are great. This is the chance to
greatly from investment in the Romanian real estatelive in the best of both worlds - old and new - and
market. Yet, as you will soon discover in this article,position yourself and your loved ones in what will be
there are still better deals out there to be had thenone of the biggest member countries of the
the one he and others have so far benefited from.European Union.An American friend of mine owns a
While the prices have already jumped significantly inbeautiful home in a lakeside suburban community with
recent years, the near-certain speculation is that theya wonderful view over the lake and 2000 meters of
will continue to rise dramatically until the time of theland. This two-story home with three bedrooms cost
ascension of Romania into the European Union. Thehim about 150,000 Euro to build. The premises also
certainty of this speculation is bolstered by the 10%contain an outdoor kitchen, orchards groves and
rise in cost of houses, apartments, and property ingardens. In short, a dream home.By deciding to build
Bucharest over the period of December 23, 2004his dream home outside of the city, about 25
and January 5, 2005. With the amount of interestedminutes downtown Bucharest, in what Americans
clients sufficiently high this means that an investorwould consider a nearby suburb, my friend not only
could have bought and sold a property and made asaved on land costs, he also set himself up for a
10% profit in less then 2 weeks in the Romanian realgreat growth in value.As he put it, draw a circle
estate market while he or she was celebrating thearound any Western European city of 25 kilometers
holidays with family or busy skiing..and you have the city's suburbs. As Bucharest
The amazing reality is that such opportunities forcontinues to expand this area will become a
substantial profit continue to exist, for now at least,centrally-located, well-saught-after suburb, especially
here in Romania. In the capitol city of Bucharest,with the large lake and forest that it contains..
deals can still be found for investors with ready cashThere is still a limited amount of property available
from sellers looking for quick money. Another greatboth in this and neighboring communities for
speculation is office space in Bucharest. At 1.2 Euroconstruction of similar homes. The best bet seems to
per square meter, Bucharest is now close to the costbe the build your own home with a reputable
of office space in Vienna which is currently at 1.8construction firm, according to your tastes, and
Euro per square meter. These prices continue topocket the savings that this effort will yield for you.A
accelerate. Such opportunities though are only thehome in the suburbs, of course, is not for everyone.
beggining.The true romantic may be more intrigued by a
While the general over-evaluation of real estate in"conac" the Romanian name for a cottage of the
Bucharest has caused prices to rise and made thearistocracy of the Country at the turn of the 20th
average cost of entry higher then just several yearscentury where gentry would spend their weekends
ago, this very reality, gives clear indication that cleverand summers sipping wines from the surrounding
investors can continue to benefit from thisvineyards as well as the basement vaults.
over-evaluation of property value in the mayhem.These home often need a little fixing up, but are
surrounding Romania's anticipated EU entry.It isworth it as the lingering aroma of the wine harvested
generally held that prices will continue to rise sharplyon their estates and spirit of days gone by continue
until leveling off, or perhaps dropping slightly, afterto fill the premises with an air of magic.
the entry of Romania into the European Union. ThisFor the cost of an acre in the Napa Valley (or
has created a short time period in which investorsprobably less) you can have a functioning
can yield serious turnaround on their investments andmicro-vineyard and getaway home located in the
those wishing to relocate can do so while getting inRomanian wine country, situated in the steppe to the
at a good bargain.The best bet for investmentCarpathian mountains, a short drive from
oriented apartment-hunters in Bucharest today isBucharest.Another alternative would be a mountain
high-end luxury apartments. The potential for profithome or getaway which be had from anywhere
off of lower to middle end apartments has began tofrom 20,000 Euro and up. A superb villa in a choice
tweak off as prices have already risen closer theirlocation would be about 100,000 Euro. Most such
final expected levels. A luxury apartment however,homes come with spectacular mountain views and
which can currently be had for between 120 tooften with other natural beauty close by or on the
200,000 Euro (2-3 bedrooms), will likely climb in valuegrounds of the property, such as fragrant pine tree
10-20% a year, over the next two years leading upforests and meadows.Romania offers excellent
to EU ascension. By looking at the price of luxuryservices and conditions for expats. The general cost
apartments in any European Union capitol city versusof living is much less then in the European Union and
Bucharest, the capitol city of Romania, one canallow the non-European the chance afford-ably stake
observe the great disparity in prices which still existshis claim in the European Union and establish a life in
at the moment between the luxury apartmentwhat will be a flourishing European superstate.
market here verses in EU capitol cities. While theWhether one is looking for a short-term investment
investor waits for his investment to mature he canturn-around in an European capitol city like Bucharest
rent out his apartment for 1,500 to 2,000 Euro peror to start their own resort inn in the breathtaking
month, further adding significantly to his overall profit.wilds of Transylvania, opportunity is readily available
The number of multi-national companies present infor the serious-minded investor.This opportunity
the city makes this a relatively easy sum to get forwhich is available in the present is akin to that which
such a place on a rather consistent basis.was available in the Czech Republic 10-12 years ago.
. At this point it stands to mention that any realMany speculate, based on Romania's size and natural
estate purchase made by a foreign individual can beassets, the future yieldings will actually end up being
financed by leasing available through only onemuch greater.These opportunities will not last long. As
Romanian company, as long as a 20-30% deposit isthe EU accession gets closer and the new highway is
initially made.While Bucharest abounds withpaved, the potential for revenue-making that
investment opportunity, the opportunities outside ofcurrently exists will clearly subside and diminish. For
the capitol are also ripe with potential for significantthose who missed out on investment in the Czech
profit matching or exceeding that of Bucharest.Republic and Hungary and don't want to miss out
Romania offers a diverse landscape ranging from aagain, the time is now in Romania.Kevin Stillmock has
large stretch of seaside along the Black Sea Coast tobeen involved in real estate investment since 2000.