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Romania: Investing in a Land of Unexpected Opportunity

I have to admit it. I had almost no knowledgelandscape ranging from a large stretch of
of the country of Romania just five shortseaside along the Black Sea Coast to the
years ago, when I came here for the firstimpressive Carpathian Mountain range in the
time. What came to my mind were images offairy tale land of Transylvania. In between
Dracula, Frankenstein, and under-cared foris just about a little of everything else,
orphaned children, the kind that werefrom natural healing springs, to flatlands
featured in fund-raising specials thathighly suitable for agricultural use, to a
appeared on television when I was a kid. Athost of medieval and modern cities such as
least I can say that I knew for sure that itSibiu, Cluj, Brasov, and Timisoara, which is
existed, and so did it's province ofperhaps the most Westernized of all Romanian
Transylvania. That's partially contrary tocities.I spoke with a number of real estate
what I was taught in elementary school, byexperts about what the best speculations for
the way, when our teacher assured us thatthe real estate investor would be, asking
Transylvania was only a storybook land andquestions like cost of entry, minimum length
therefore we need not be frightened that theof time for investment to mature, etc. All
horrible creatures that inhabit it actuallyseemed to agree that land, all over the
exist!Today, five years later, I have acountry, was the best bet. Only one problem
radically different and much morethough. Foreigners can't own undeveloped land
well-informedwithout an attached dwellingHowever, I
discovered a loop-hole that not only allows
view of Romania. The things that used tothe foreign investor to own land but also to
come  to  mind  about  this  country,diversify his investment portfolio, if he
wishes, and invest in the the three hottest
rarely do anymore. When I think back aboutareas of Romanian real estate at the same
my  old  preconceptions  of  Romania,time - land, homes, and office space. It's
called a REIT- Real Estate Investment Trust.A
it never ceases to take me aback the greatREIT is a security that sells like a stock on
difference  between  the  infamousthe major exchanges and invests in real
estate directly, either through properties or
legends and surprising reality about thismortgages.REITs receive special tax
country.Now, instead, I am captured by manyconsiderations, and typically offer investors
of the same things that ancient Romanhigh yields as well as a highly liquid method
emperors like Cesar and Napoleon found soof  investing  in  real  estate.
alluring about this place. (Romania was a
part of the Roman Empire and takes it nameThe REIT concept is in action in Romania by
from the Latin word for Rome.) Froma reputable American firm and is designed
incredible natural resources to majesticspecifically for the purpose of enabling
mountain and seaside landscapes, Romania is aforeign investors to have the opportunity to
place that has a little of everything youinvest in Romania's greatest real estate
would find elsewhere and a number of thingsopportunity (land) and to diversify their
you can't find anywhere else. And as forreal estate portfolio, even with minimum
Transylvania, my teacher was right on onefunds for investment. (The usual entry
point - it is a storybook land- but, on theinvestment is 25,000 Euro.) Investors should
contrary, for it's beauty and that of it'sbe willing to hold there money in the
people.Ultimately as concerns Romania though,portfolio for about 5 years. The yearly gains
the most important discovery I made in myover that period of time are expected to be
search for the truth about this land ofquite significant and investors who currently
legends, is the tremendous real estatehave invested in an REIT have already made
investment potential that exists here.Romaniaconsiderable returns on their investment.A
presents the investor with an exceptionalmore explanatory overview is available for
opportunity to benefit from the ascension ofthose interested.Another promising
an eastern block country to the Europeandevelopment for Romanian real estate is
Community. The timetime line thiscreated by the construction of a new 2
opportunity, however, is limited. Romania isbillion EURO super-highway being realized
one of the last European countries inwith the financial backing of the EU. This
ascension talks with the EU and it isnew super-highway built with the technology
projected to enter in either 2007 or 2008.of the American firm contracted to complete
The expectation around this hallmark eventit by the year 2010-12 will dramatically
has resulted in much needed economic andchange the face of Romania. It will cut the
government reform, making conditions moretravel time between Bucharest and major
suitable for foreign investment.TheEuropean cities down significantly and
pre-ascension excitement has also given wayliterally create new major destinations in
to a dramatic increase in real estate pricesRomania, overnight. Cutting through the
in recent years, especially in major citiesWestern portion of the providence of
and tourist areas. For example, a friend ofTransylvania, numerous towns and potential
ours bought a 2-bedroom apartment in centralresort districts abounding in raw natural
Bucharest in early 2002 for $25,000 USD.beauty with mountains, springs, and rivers
Today his apartment is valued at 75,000 EUROwill suddenly be centrally located. Rather
($100,000 USD) and the amount of interestedthen remaining isolated, somewhat
buyers is more then sufficient.So much so,hard-to-reach hidden treasures, these gems of
that potential buyers have actually postedMother Nature will now be as close as turn on
advertisements on the entry door to histhe off-ramp. Truly, many of these locations
apartment building stating that they aresurpass the potential found in the current
eagerly looking to buy an apartment in thetourist  areas  that  are  easier to reach.
building or a nearby one. This friend of ours
can choose to sell his apartment today at a.The ability to start an inn or bed &
significant profit or hold on to it untilbreakfast in one of these areas is ripe. We
closer to the actual ascension of Romania toeven know of a top Bucharest hotel chef ready
the EU, allowing him to benefit from theto pack his bags and commit his energy to
greatest possible appreciation in value ofstarting a restaurant in one of these new
his property. During the mean time, he coulddestinations for a small piece of the
continue to rent out the apartment at 700potential profit he believes it will yield.
EURO ($890 USD) a month or get in on theThose who are in Romania, know the market,
burge oning short-term rental market whichand have seen what has happened thus far,
offers an alternative to the over-pricedhave little doubt what the future will yield
hotel room rates in the city, and with aand are ready to do almost anything to get in
pretty good occupancy rate, rent theon  the  action.
apartment on a daily or weekly basis at 50
Euro per night.Our friend is just one ofFor those who are looking to relocate, the
countless foreign citizens and Romanians whoopportunities likewise are great. This is the
have already profited greatly from investmentchance to live in the best of both worlds -
in the Romanian real estate market. Yet, asold and new - and position yourself and your
you will soon discover in this article, thereloved ones in what will be one of the biggest
are still better deals out there to be hadmember countries of the European Union.An
then the one he and others have so farAmerican friend of mine owns a beautiful home
benefited  from.in a lakeside suburban community with a
wonderful view over the lake and 2000 meters
While the prices have already jumpedof land. This two-story home with three
significantly in recent years, thebedrooms cost him about 150,000 Euro to
near-certain speculation is that they willbuild. The premises also contain an outdoor
continue to rise dramatically until the timekitchen, orchards groves and gardens. In
of the ascension of Romania into the Europeanshort, a dream home.By deciding to build his
Union. The certainty of this speculation isdream home outside of the city, about 25
bolstered by the 10% rise in cost of houses,minutes downtown Bucharest, in what Americans
apartments, and property in Bucharest overwould consider a nearby suburb, my friend not
the period of December 23, 2004 and Januaryonly saved on land costs, he also set himself
5, 2005. With the amount of interestedup for a great growth in value.As he put it,
clients sufficiently high this means that andraw a circle around any Western European
investor could have bought and sold acity of 25 kilometers and you have the city's
property and made a 10% profit in less then 2suburbs. As Bucharest continues to expand
weeks in the Romanian real estate marketthis area will become a centrally-located,
while he or she was celebrating the holidayswell-saught-after suburb, especially with the
with  family  or  busy  skiing..large  lake  and  forest  that it contains..
The amazing reality is that suchThere is still a limited amount of property
opportunities for substantial profit continueavailable both in this and neighboring
to exist, for now at least, here in Romania.communities for construction of similar
In the capitol city of Bucharest, deals canhomes. The best bet seems to be the build
still be found for investors with ready cashyour own home with a reputable construction
from sellers looking for quick money. Anotherfirm, according to your tastes, and pocket
great speculation is office space inthe savings that this effort will yield for
Bucharest. At 1.2 Euro per square meter,you.A home in the suburbs, of course, is not
Bucharest is now close to the cost of officefor everyone. The true romantic may be more
space in Vienna which is currently at 1.8intrigued by a "conac" the Romanian name for
Euro per square meter. These prices continuea cottage of the aristocracy of the Country
to accelerate. Such opportunities though areat the turn of the 20th century where gentry
only  the  beggining.would spend their weekends and summers
sipping wines from the surrounding vineyards
While the general over-evaluation of realas  well  as  the  basement  vaults.
estate in Bucharest has caused prices to rise
and made the average cost of entry higher.These home often need a little fixing up,
then just several years ago, this verybut are worth it as the lingering aroma of
reality, gives clear indication that cleverthe wine harvested on their estates and
investors can continue to benefit from thisspirit of days gone by continue to fill the
over-evaluation of property value in thepremises  with  an  air  of  magic.
mayhem surrounding Romania's anticipated EU
entry.It is generally held that prices willFor the cost of an acre in the Napa Valley
continue to rise sharply until leveling off,(or probably less) you can have a functioning
or perhaps dropping slightly, after the entrymicro-vineyard and getaway home located in
of Romania into the European Union. This hasthe Romanian wine country, situated in the
created a short time period in whichsteppe to the Carpathian mountains, a short
investors can yield serious turnaround ondrive from Bucharest.Another alternative
their investments and those wishing towould be a mountain home or getaway which be
relocate can do so while getting in at a goodhad from anywhere from 20,000 Euro and up. A
bargain.The best bet for investment orientedsuperb villa in a choice location would be
apartment-hunters in Bucharest today isabout 100,000 Euro. Most such homes come
high-end luxury apartments. The potential forwith spectacular mountain views and often
profit off of lower to middle end apartmentswith other natural beauty close by or on the
has began to tweak off as prices have alreadygrounds of the property, such as fragrant
risen closer their final expected levels. Apine tree forests and meadows.Romania offers
luxury apartment however, which can currentlyexcellent services and conditions for expats.
be had for between 120 to 200,000 Euro (2-3The general cost of living is much less then
bedrooms), will likely climb in value 10-20%in the European Union and allow the
a year, over the next two years leading up tonon-European the chance afford-ably stake his
EU ascension. By looking at the price ofclaim in the European Union and establish a
luxury apartments in any European Unionlife in what will be a flourishing European
capitol city versus Bucharest, the capitolsuperstate.
city of Romania, one can observe the great
disparity in prices which still exists at theWhether one is looking for a short-term
moment between the luxury apartment marketinvestment turn-around in an European capitol
here verses in EU capitol cities. While thecity like Bucharest or to start their own
investor waits for his investment to matureresort inn in the breathtaking wilds of
he can rent out his apartment for 1,500 toTransylvania, opportunity is readily
2,000 Euro per month, further addingavailable for the serious-minded
significantly to his overall profit. Theinvestor.This opportunity which is available
number of multi-national companies present inin the present is akin to that which was
the city makes this a relatively easy sum toavailable in the Czech Republic 10-12 years
get for such a place on a rather consistentago. Many speculate, based on Romania's size
basis.and natural assets, the future yieldings will
actually end up being much greater.These
. At this point it stands to mention thatopportunities will not last long. As the EU
any real estate purchase made by a foreignaccession gets closer and the new highway is
individual can be financed by leasingpaved, the potential for revenue-making that
available through only one Romanian company,currently exists will clearly subside and
as long as a 20-30% deposit is initiallydiminish. For those who missed out on
made.While Bucharest abounds with investmentinvestment in the Czech Republic and Hungary
opportunity, the opportunities outside of theand don't want to miss out again, the time is
capitol are also ripe with potential fornow in Romania.Kevin Stillmock has been
significant profit matching or exceeding thatinvolved in real estate investment since
of Bucharest. Romania offers a diverse2000.



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